Initial Disclosure Document – Autodosh Car Finance
Initial Disclosure Document
Thank you for choosing MediaBlanket Ltd t/a AutoDosh to help you in sourcing motor finance.
We have put together some information to help you decide if our service is right for you
Once you've decided to go ahead to progress your vehicle finance enquiry through Autodosh, it's important that you read the following information alongside your pre-contract information that will be provided to you by the lender or motor finance broker that we match you with.
1. Who are we regulated by?
MediaBlanket Ltd is authorised and regulated by the Financial Conduct Authority for credit broking activity. Our FCA firm reference number is 723605.
Our company registration number is 07949139, and our registered address is MediaBlanket Ltd, Lloyds House, 18-22 Lloyd Street, Manchester, M2 5WA.
We are a registered data controller with the Information Commissioners Office (ICO), registration number Z3334636.
2. What services do we provide?
- Conditional Sale
- Hire Purchase (HP)
- Personal contract purchase (PCP)
- Personal Loan
MediaBlanket Ltd t/a AutoDosh is a credit broker, not a lender and we do not make credit decisions. Throughout the process, we will ask you for information that will help us identify your needs and present a selection of products and providers that are relevant. It is important to note that we are not financial advisors, and we don't offer financial advice - you must decide whether the finance product is right for you.
3. Who can apply for finance with us?
- You must be over 18
- You must be a UK resident and hold a UK bank account
All finance is subject to status and terms and conditions apply.
4. What products do we offer?
We are a credit broker, and we can introduce you to a group of lenders and other motor finance brokers on our panel who provide credit / match you with a lender who may be able to offer you finance for your vehicle purchase. Each lender and motor finance broker offers different products and interest rates based on your individual circumstances, and we cannot guarantee that you will be approved finance. Our role as a credit broker is to work with you to find a product that is most relevant to your status and requirements.
5. Commission arrangements
At AutoDosh, we don't charge you a fee for our services.
We will receive a commission payment from our lenders and motor finance brokers for introducing you to them. The amount received will vary depending on the lender / broker, product or amount borrowed. The commission received is either a fixed fee, or a fixed percentage of the total loan. Details on the amount of commission are available on request.
It is important to note that the commission we receive from the lender or broker does not have any impact on the interest rate you'll be offered or the amount you pay for your vehicle finance.
6. Contact us
If you'd like any further information or have any questions about the information within this document, or have any other queries please contact a member of our team on 0161 820 9634. Alternatively, you can email us at hello@mediablanket.co.uk
7. What to do if you have a complaint
At MediaBlanket Ltd we aim to offer consumers a high level of service. Should we fail to deliver on our commitment to deliver this high standard, we would like to hear from you and be given an opportunity to put things right. We have made it as easy as possible to contact us, and you can do so via the following methods:
By Post: Autodosh c/o MediaBlanket Ltd, Lloyds House, 18-22 Lloyd Street, Manchester, M2 5WA
By Telephone: 0161 820 9634
By Email: hello@mediablanket.co.uk
To make it easier for us to locate your details and deal with your complaint thoroughly and efficiently, please provide us with your full name, full address (including postcode) your home telephone number, mobile telephone number, email address and date of birth.
For more detailed information on our Complaints Procedure please click here.
If you're not able to settle your complaint with us, you have the right to refer any unresolved complaint to the Financial Ombudsman Service. This needs to be done within six months of the date you receive your final response letter. You can contact them:
By Post: The Financial Ombudsman Service, Exchange Tower, London, E14 9SR.
By Phone: 0800 023 4567
By Email: complaint.info@financial-ombudsman.org.uk
8. Personal data
Your personal data is being processed by MediaBlanket Ltd. The data we collect and how we process it is set out in more detail in our Privacy Policy which you can view by clicking here.