At Autodosh, we can help connect you with lenders who specialise in bad credit bike finance. Our service is built on transparency, flexibility, and responsible lending practices, so you can explore motorbike finance options even if you’ve experienced financial setbacks. Whether you’re applying with perfect credit, a poor credit score, or anything in between, our panel of lenders may be able to find a finance deal for you.
At Autodosh, we believe that your credit background shouldn’t hinder you from owning a motorbike. From good credit through to poor credit scores, our lenders may be able to help you unlock finance deals that are tailored to your needs.
Here’s why we stand out:
Bad credit bike finance allows you to spread the cost of a new or used motorcycle into manageable monthly payments. It is designed for those who may have experienced financial difficulties such as missed payments, defaults, or CCJs.
When you apply, a lender will typically review your credit file with one of the main UK credit reference agencies: Experian, Equifax, or TransUnion. This will demonstrate your financial situation and allow the lender to decide whether to offer a finance deal. Even if your score is low, lenders may still consider your application.
Apply NowThere are a number of motorbike finance options available for riders with poor credit history. Each type of financial agreement works differently, and the most suitable choice will depend on your personal financial situation. Whether you’re looking for bike finance with no deposit or prefer to manage repayments through HP or PCP, our panel of lenders can guide you through the options.
To potentially improve your chances of approval for bad credit motorbike finance, you’ll usually need to meet the following criteria:
A bike priced between £2,000-£25,000
Less than 50,000 miles and under 10 years old by the end of the agreement
Aged between 20-70
Monthly income of over £1,000 (after tax)
A full, valid UK motorcycle or CBT license
Proof of income for at least two consecutive months
Applying online for our bad-credit bike finance is streamlined and straightforward. Our finance calculator can help you estimate your monthly payments, interest, and total repayment. This can help you to decide what works best for your financial situation with no pressure. All lenders that we work with are regulated by the Financial Conduct Authority (FCA).
