Used Car Prices Are Falling in 2025: Is Now the Best Time to Finance?

17 Jun 2025

Used Car Prices Are Falling in 2025: Is Now the Best Time to Finance?

Why savvy UK drivers are snapping up deals through car finance brokers like Autodosh

After a few years of inflated used car prices, the tide is finally turning in 2025. A mix of market changes is driving prices down, and for car buyers, this shift presents a golden opportunity, especially if you're financing your next car.

At Autodosh, we’re seeing a noticeable increase in finance enquiries as more UK drivers look to take advantage of softening prices and better value. But what’s actually going on, and should you act now?

Why Are Used Car Prices Dropping in 2025?
Several factors are contributing to falling used car prices:

Rising availability: More 3-4 year-old lease and PCP cars are returning to the market after delays during COVID.

EV saturation: Electric vehicle sales are booming, and older petrol/diesel stock is starting to lose value.

Cost of living pressure: Many households are downgrading, causing more cars to be listed for sale.

New car production normalising: The supply issues that inflated used car prices in 2022–2023 are largely resolved.

This perfect storm is shifting the balance back in favour of buyers.

What Does This Mean for Car Finance?
Lower car prices = smaller finance amounts. That can mean:

Lower monthly payments

Higher chance of approval

Less interest paid overall

More options within your budget

Even if you’ve been declined in the past or thought a newer car was out of reach, 2025’s price drops could change that.

Timing Could Be Everything
No one can predict the market perfectly but if you’re considering changing your car, now may be the most cost-effective window we’ve seen in years.

With car prices coming down and finance still widely available, waiting could mean missing out on today’s best deals. Prices could stabilise or even climb once demand catches up.

Why Go Through a Broker Like Autodosh?
We’re not a lender, and we don’t do pushy sales. We simply match you to the right finance provider for your situation. That means:

Soft search – no impact on credit

Fast approvals – sometimes within the hour

Access to lenders you won’t find on comparison sites

We do the legwork – you stay in control

Whether you’re looking for a family SUV, a first car, or something more fuel efficient, Autodosh can help you find the best way to finance it.

Get Ahead of the Curve
Don’t wait until everyone else catches on and prices stabilise. Check your car finance options now, no obligation, no hidden fees, just fast, friendly help.

Click here to start your quote now, it only takes 2 minutes.

Editorial Disclaimer: Opinions expressed here are the author’s alone, and not those of any bank, credit card issuer or any other company. This article has not been reviewed, approved or otherwise endorsed by any of these organisations. NB: The information on this page does not constitute financial advice, please do your own research to ensure that the product / service is right for your individual circumstances.